The NCIC homeowners product is designed to offer protection
for dwellings that are owner occupied at least 9 months
of the year and to provide Property and Personal Liability
coverage.
The ISO Homeowners 3 policy (version date 2000) is
issued by NCIC. The policy gives the agent the ability
to tailor a policy specific to the needs of the policyholder.
Some of the optional coverages include:
Increased Personal Liability Limits
Animal Liability
Special Computer Coverage
Additional Protection for Valuables
Refrigerated Personal Property
Golf Cart Physical Damage and Liability
Additional Ordinance and Law Limits
Water Backup and Sump Overflow
Increased Loss of Use Limits
The NCIC homeowners policy does not cover
flood loss.
